JAKARTA: Banking Sharia should have directed Rp2 trillion in capital to increase capacity and accelerate the growth of assets, so able to compete with the conventional industry. Dirut PT Bank Syariah BRI Ventje Rahardjo said during this engagement of sharia banking in support of large scale projects such as the government is still limited because of the capital is relatively small.
"Banks need capital sharia least Rp2 trillion to be able to expand capacity in support of large-scale government projects such as financing and syndication. With the growth in assets can also terakselerasi," he said during a meeting with the state-owned banks with sharia Commission XI DPR in Jakarta, yesterday.
Ventje provisions relate to the maximum credit limit (BMPK) 30% also create space for Sharia bank at this time so that the narrow capacity to contribute financing also becomes limited.
Ventje add to sharia banking mengakselerasi growth also required the existence of incentives such as a decrease in the risk assets tertimbang (ATMR) for KPR approximately 0% -15% for micro and small middle 25%.
In addition, he said, also needed the income tax relief (Income Tax) for customer financing of shari'a banking with special rates PPh create more light than the tax generally.
Ventje holds many other facilities which may encourage increased acceleration sharia banking in providing them with the authority of sharia banks to manage part of the national budget funds 10% minimum.
Savings for the pilgrimage, continued, should be managed by the bank to manage the funds, including Sharia-related programs and Umroh pilgrimage in the country which is very large.
Ventje says market share growth of 5% can be achieved at the latest in 2013 with the assumption of growth of third party funds 600% for 5 years from 2003 is less than Rp5, a Rp36 trillion 7, 8 trillion in 2008.
Owner commitment
Director of PT Bank Syariah Mandiri Hanawijaya said the addition of capital is a commitment to corporate shareholders that will be done in this year of Rp500 billion in the year ago and have been paid as much as Rp200 billion.
He said that this year is expected to have more additional capital of Rp100 billion which will continue to be improved to reach Rp500 billion.
"Banks need capital sharia least Rp2 trillion to be able to expand capacity in support of large-scale government projects such as financing and syndication. With the growth in assets can also terakselerasi," he said during a meeting with the state-owned banks with sharia Commission XI DPR in Jakarta, yesterday.
Ventje provisions relate to the maximum credit limit (BMPK) 30% also create space for Sharia bank at this time so that the narrow capacity to contribute financing also becomes limited.
Ventje add to sharia banking mengakselerasi growth also required the existence of incentives such as a decrease in the risk assets tertimbang (ATMR) for KPR approximately 0% -15% for micro and small middle 25%.
In addition, he said, also needed the income tax relief (Income Tax) for customer financing of shari'a banking with special rates PPh create more light than the tax generally.
Ventje holds many other facilities which may encourage increased acceleration sharia banking in providing them with the authority of sharia banks to manage part of the national budget funds 10% minimum.
Savings for the pilgrimage, continued, should be managed by the bank to manage the funds, including Sharia-related programs and Umroh pilgrimage in the country which is very large.
Ventje says market share growth of 5% can be achieved at the latest in 2013 with the assumption of growth of third party funds 600% for 5 years from 2003 is less than Rp5, a Rp36 trillion 7, 8 trillion in 2008.
Owner commitment
Director of PT Bank Syariah Mandiri Hanawijaya said the addition of capital is a commitment to corporate shareholders that will be done in this year of Rp500 billion in the year ago and have been paid as much as Rp200 billion.
He said that this year is expected to have more additional capital of Rp100 billion which will continue to be improved to reach Rp500 billion.
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