JAKARTA - Economic observer Adiwarman Sharia Karim said, the growth of Islamic banking in 2009 akan melesat along with some improvements to conditions of sharia business climate in Indonesia. In the 2009''is expected to grow many new commercial banks sharia, because the present government policies and Bank Indonesia's support to accelerate the growth of sharia banking,''he said in Jakarta on Monday (26 / 1).He estimates, at least, there are about nine bank syariah akan possibility that new stand this year. ''This will directly encourage the total banking assets Sharia,''he said.
In addition, some policies such as the emergence of Sharia Law on Securities estimated that the State will encourage the progress of industry sharia. Because the law creating the government can immediately issue a Sukuk (Sharia of debt).
With the Sukuk, instruments syariah akan growing, so that obstacles to the placement of funds overcame a little sharia banking.
Banking''sharia, which was overwhelmed to receive the funds of third parties (DPK) because the instrument is still at least sharia in this country, in 2009 will be better, especially the government has planned to issue Sukuk retail,''he said.
Meanwhile, the policy of Bank Indonesia (BI), with a lower interest rate reference BI rate she is also encouraging for the results of sharia banking becomes more competitive. Previously''BI rate high interest rates also make terkerek up and move conventional bank deposits increased, this makes the results for the bank syariah not competitive, so a decrease in the BI rate direspons with the decrease in interest rates make bank syariah banking in 2009 more competitive with conventional banks, ''he said.
Previously, observers Economic Yasni Gunawan said, the product of Sukuk the government will make the industry sharia. Sukuk''is a retail investment instruments that can be said wavering investor, depositor, and the conventional reservoir of conventional financial sector that experienced severe shocks,''he said.
Estimated that sharia commercial banks operating in Indonesia will increase so that the nine banks into 12 banks in 2009. Six banks have plans to make sharia the bank, BCA, BNI, NISP, Bukopin, Victoria, and Bank Panin. Meanwhile three other investors, is estimated to come from the Middle East.
Meanwhile, the Sharia bank that has been operating in Indonesia, namely the Bank Muamalat Indonesia, Bank Syariah Mandiri and Bank Syariah Mega.
Recently, BRI Syariah children who are also business BRI has operated as a public bank syariah. ant
Republic, January 28, 2009
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